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General Qualifications for Non-Service Connected
Veteran's Aid and Attendance Benefit
  • Veteran must have served at least ninety days active duty with one day of the ninety during a qualified war period (ninety days must generally be consecutive, with some exceptions)
  • Veteran must have had an “other than dishonorable discharge”
  • Age 65 or older
  • Claimant’s physician must declare him/her as housebound and in need of assistance from another individual, which may include services offered by assisted living
  • Claimant’s household out-of-pocket yearly medical expenses must exceed or come close to his/her total yearly household gross income (total yearly cost of assisted living is typically considered a medical expense)
  • Widowed spouse must have been living with the veteran at the time of the veteran’s death, unless the separation was due to medical or military reasons (there may be some exceptions related to separations due to abuse)

2019 Maximum Pension Rates for Aid and Attendance

Single Veteran $1,881 Per Month or $22,577.00 Per Year

Surviving Spouse $1,209 Per Month or $14,509.00 Per Year

Married Veteran $2,230 Per Month or $26,765.00 Per Year

Once awarded aid and attendance or housebound status, a veteran may obtain free medications, medical equipment, incontinence supplies, glasses, and hearing aids from the VA hospital/clinic via U.S. mail without going to the VA clinic or hospital. A separate application must be made through the health care system.

**Note: Each VA claim is unique and the above criteria is generic in nature and may not be applicable to each claimant.

How to Calculate Veterans Pension

Income & Net Worth Limitations

Countable income includes income from most sources as well as from any eligible dependents. It generally includes earnings, disability and retirement payments, interest and dividend payments from annuities, and net income from farming or a business. Some expenses, such as unreimbursed medical expenses, may reduce your countable income.

Net worth is the sum of a claimant’s or beneficiary’s assets and annual income. You should report all of your net worth. For purposes of entitlement to VA pension, the net worth limit effective December 1, 2018 is $127,061.

Hypothetical Example VA Pension Benefit Calculation:

Your pension is calculated to be an amount equal to the difference between your countable family income and the annual pension limit set by Congress.

  • If, for example, the annual income limit on December 1, 2005, for a Veteran and spouse, as set by Congress, is $13,855 and your income combined with your spouse's income is $10,855, your VA pension will be $3,000 ($13,855 - $10,855 = $3,000) paid in monthly installments.
  • If your total countable family income is more than $13,855 in this example, then you are not eligible for a VA Pension for that year. You may reapply again at any time your countable income falls below the limit.

A portion of your unreimbursed medical expenses (what you paid out of pocket after medical insurance pays) may reduce your countable income. Using the example above for combined family income ($10,855):

  • If your medical expenses for a year are $8,000 and your medical insurance pays $6,400 of that, your unreimbursed medical expense is $1,600.
  • That portion of your unreimbursed medical expenses ($1,600 in the example above) which is more than 5% of the maximum rate of pension, or $693 in this example ($13,855 x .05 = $693), may be deducted from your total combined income which then increases the amount VA will pay to you.
  • Since the $1,600 out of pocket expenses is greater than $693, you may reduce your family income by $907 ($1,600 - $693). So, your income for VA pension purposes is now $9,948 ($10,855 - $907).
  • Your VA pension would then be $13,855 (maximum rate for a veteran with a spouse) minus $9,948 (total family income after deducting unreimbursed medical expenses), or $3,907 for that year.

Veterans Pension Rate Table
Veteran - Alone & With Dependents


Date of Cost-of-Living Increase: 12-01-2018
Increase Factor: 2.8%
Standard Medicare Deduction: Actual amount will be determined by SSA based on individual income.

Net Worth Bright-Line Limit effective 10-18-2018 is $123,600 (Penalty Period Rate is $2,169)
Net Worth Bright-Line Limit effective 12-01-2018 is $127,061 (Penalty Period Rate is $2,230)


Maximum Annual Pension Rate (MAPR) Category

Amount

If you are a veteran...

Your yearly income must be less than...

Without Spouse or Child

$13,535

 

To be deducted, medical expenses must exceed 5% of MAPR, or, $676

With One Dependent

$17,724

 

To be deducted, medical expenses must exceed 5% of MAPR, or, $ 886

Housebound Without Dependents

$16,540

Housebound With One Dependent

$20,731

A&A Without Dependents

$22,577

A&A With One Dependent

$26,766

Two Vets Married to Each Other

$17,724

Two Vets Married to Each Other One H/B

$20,731

Two Vets Married to Each Other Both H/B

$23,734

Two Vets Married to Each Other One A/A

$26,766

Two Vets Married to Each Other One A/A One H/B

$29,764

Two Vets Married to Each Other Both A/A

$35,813

Add for Early War Veteran (Mexican Border Period or WW1) to any category above

$3,075

Add for Each Additional Child to any category above

$2,313

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